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Harley-Davidson® Motorcycle Financing | Apply for a Loan

Get pre-approved for your new or used Harley-Davidson® motorcycle loan at Keystone HD. Use our payment calculator and apply online for a fast, secure credit decision.

Harley-Davidson® Motorcycle Financing | Apply for a Loan

Ride Home Today: Simple Financing for Your Dream Harley-Davidson®.

Get a fast, no-obligation credit decision in minutes. Our finance experts are here to build a plan that fits your budget.

You’ve found the perfect bike. The next step is making it yours. At Keystone HD, we make Harley-Davidson® Motorcycle Financing simple, fast, and transparent. Our team of finance experts works with top lenders to find the best motorcycle loans and rates for you. Get started by using our motorcycle loan calculator to estimate your payment, or jump right in and complete our secure Harley credit application to get qualified.

Why Finance With Keystone Harley-Davidson®?

When you’re looking for Harley-Davidson® Motorcycle Financing near Allentown, PA, our in-house experts provide a level of service and a range of options you won’t find at a traditional bank.

  • One-Stop Shop We make it easy. Finance your new or used Harley-Davidson®, plus your Parts & Accessories, MotorClothes® apparel, and Harley-Davidson® Extended Service Plans all into one simple monthly payment.

  • Competitive & Flexible With direct access to Harley-Davidson® Financial Services and other top lenders, we find you the best available Harley-Davidson loan rates and terms, with flexible options up to 84 months or more.

  • Options for Every Rider We offer a variety of programs to fit your needs, including options for first-time buyers, special rates for active military personnel, and the Rider-to-Rider Financing Program for private party sales.  

  • Fast & Secure Our secure online application takes just a few minutes to complete. You’ll get a credit decision quickly—often in minutes—so you can get on the road faster.

Harley-Davidson® Motorcycle Financing

Easy Harley-Davidson® Financing Application Process

Talk to Keystone Harley-Davidson® about financing your Harley-Davidson®, Street Glide, Road Glide, Sportster, Low Rider ST, Heritage Classic, CVO Road Glide, Pan America 1250 Special, or Trike with credit, and get out on the road today.

  1. Online Application: Start by completing our secure online credit application to receive an initial credit decision.
  2. Personalized Consultation: Our financing experts will review your application and discuss the best loan options available to you.
  3. Finalize Your Purchase: Once approved, we’ll guide you through the final steps to get you on the road with your new Harley-Davidson®.

Estimate Your Monthly Payment

Use our Harley-Davidson payment estimator to get an idea of what your monthly payment could be. Adjust the price, down payment, and term to find a budget that works for you. Harley-Davidson® Motorcycle Financing

Motorcycle Loan Calculator ⇒

Contact Our Finance Experts

Address: 2800 Eberhart Road, Whitehall, PA 18052
Phone: (610) 379-4055
Store Hours: Tue–Fri 10 AM-6 PM · Sat 10 AM-4 PM · Sun–Mon CLOSED

We’re minutes from Route 22 and proudly serve riders from Jim Thorpe, Lehighton, Bethlehem, Catasauqua, Nazareth, and every corner of the Lehigh Valley.

Get Directions → Map & Hours
Have Questions? → Contact Us

Frequently Asked Questions About Financing

What credit score do I need to get a motorcycle loan?

We work with a wide range of credit profiles and have financing solutions for various situations, including those looking for a bad credit motorcycle loan. While a higher credit score generally secures more favorable rates, the best way to know what you qualify for is to apply.

Absolutely. We offer financing for new Harley-Davidson® models, certified pre-owned bikes, and even private party sales through the Rider-to-Rider Financing Program.

You will need to provide basic personal information, including your address, date of birth, Social Security number, and details about your income and employment.

Yes! We encourage it. You can bundle Parts & Accessories, MotorClothes® apparel, the Harley Extended Service Plan, and other protection plans into one convenient monthly payment.

Many financing options are available, including offers with $0 down for qualified applicants. However, providing a down payment can help lower your monthly payment and reduce the total interest paid over the life of the loan.

OFFER DISCLAIMER

2025 GRAND AMERICAN TOURING $0 DOWN & LOW APR PROMO

*Financing Offer available only on select, new untitled 2025 Road King® Special, Street Glide®, Street Glide® Ultra and Road Glide® Harley-Davidson® motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. Harley-Davidson® CVO™ motorcycles are excluded. Not all applicants will qualify as the Annual Percentage Rate (APR) will vary based on the applicant’s past credit performance and the term of the loan. Financing offer is available only for up to a 36-month term. For example, a 2025 Road Glide motorcycle in Billiard Gray with Chrome trim and an MSRP of $27,999, no down payment and amount financed of $27,999, 36-month repayment term, and 3.99% APR results in monthly payments of $826.52. In this example, customer is responsible for applicable taxes, title, licensing fees and any other fees or charges at the time of sale. APR is calculated according to the simple interest method. Not valid in conjunction with other offers. Customer must take delivery by December 31, 2025. This Financing Offer is valid during the period of November 1, 2025 to December 31, 2025. Other terms, conditions, and limitations may apply. Dealer participation may vary. Financing offer is subject to change or cancellation at anytime. See dealer for details. 

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